Fadhili Family Plan
What is the Fadhili Family Plan
Get cover for your entire family with FADHILI Funeral Cover. This cover will ensure that you can provide a decent send-off for your loved ones. If you don’t claim, you will get your cash back.
- Available to persons 18-65 years of age (parents up to 85 years)
- Cashback benefit payout after every 3 years if a policy is active (persistency bonus)
- Insure your family for up to KSH 1 million
- Monthly family income benefit for 12 months
- Flexible terms:
- Can increase or decrease benefits/level of cover
- Can add or remove members/dependants
- No limit on lives covered (only parents – maximum 4, and extended family – maximum 10; spouses and children have no limit)
Fadhili Family Plan
Product Overview
- Regular premium paying funeral product for the whole family.
- Double accidental death benefit.
- Family income benefit.
- Cash Back benefit
Fadhili Family Plan
Product Features
Death Benefit
- Cover options ranging from a sum assured of Ksh.100,000 to Ksh.1,000,000
- Options to include spouse, children, parents and extended family (i.e. brothers, sisters, aunts, uncles etc)
- Cash Back benefit.
- Waiting period on natural death of 6 months after a member is added.
- Amendments on the sum assured possible every policy anniversary
- Eligible ages
- Main member and spouse 18 - 65 years.
- Children: 0 - 18 years.
- Parents: 34 - 85 years.
- Extended family: 0 - 85 years.
Accidental death benefit
- Payable on death arising from accidental causes.
- No waiting period for this benefit.
- Benefit payable
- For main life, spouse and children = 2x Sum
- Assured For parents and extended family = Sum Assured
| Sum Assured Options Amount in Kshs | |||||
| Life Assured | Bronze | Sliver | Gold | Platinum | Diamond |
| Principal Life Assured | 100,000 | 250,000 | 500,000 | 800,000 | 1,000,000 |
| Spouse | 100,000 | 250,000 | 500,000 | 800,000 | 1,000,000 |
| Children (11 - 8 years) | 100,000 | 250,000 | 500,000 | 800,000 | 1,000,000 |
| Children (0 - 10 years) | 50,000 | 50,000 | 100,000 | 100,000 | 100,000 |
| Parent | 50,000 | 100,000 | 100,000 | 150,000 | 150,000 |
| Extended family | 50,000 | 50,000 | 50,000 | 100,000 | 100,000 |
| Family income benefit (monthly rate) | 5,000 | 12,500 | 25,000 | 40,000 | 50,000 |