Small and Medium Enterprises
(SME)
What is SME insurance?
Our SME package is specifically designed to protect Small Medium Enterprises from the most commonly occurring risks under one convenient “umbrella”.
Benefits
| Benefit | Description | |
|---|---|---|
| Death | 96 months earnings subject to the maximum amounts set out under the Limits of Liability below | |
| Permanent Total Disablement (PTD) | 96 months earnings subject to the maximum amounts set out under the Limits of Liability below | |
| Total Temporary Disablement (TTD) | As per the Work Injury Benefits Act, 2007 subject to a maximum of twelve months earnings. | |
| Medical Expenses | Actual expenses incurred but limited to Kshs.100,000/= per employee | |
| Funeral Expenses | Kshs.30,000/= per deceased employee |
Benefits of Premia SME
| Benefit | Description | |
|---|---|---|
| Death | 96 months earnings subject to the maximum amounts set out under the Limits of Liability below | |
| Permanent Total Disablement (PTD) | 96 months earnings subject to the maximum amounts set out under the Limits of Liability below | |
| Total Temporary Disablement (TTD) | As per the Work Injury Benefits Act, 2007 subject to a maximum of twelve months earnings. | |
| Medical Expenses | Actual expenses incurred but limited to Kshs.100,000/= per employee | |
| Funeral Expenses | Kshs.30,000/= per deceased employee |