Covers loss of / or Damage to Property by Fire, lightning, thunderbolt, earthquake, volcanic eruption or subterranean fire, Storm, tempest, Flood or other allied perils.

• Earthquake: Damage caused by seismic activity.
• Volcanic Eruption: Damage resulting from volcanic activity.
• Storm, Tempest, and Flood: Damage caused by severe weather conditions, including heavy rains leading to flooding.
• Impact: Damage caused by the impact of vehicles, aircraft, or falling objects.
• Theft: Loss or damage resulting from theft or attempted theft.
• Malicious Damage: Intentional damage inflicted by a third party.
• Accidental Damage: Unintentional damage occurring during normal operations.
• Subsidence and Landslip: Damage caused by the sinking or sliding of the ground.
• Business Interruption

This provides compensation to your business for consequential losses incurred as a direct result of the perils covered under Fire and Perils.

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